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IMPORTANT NOTICE TO INSURANCE CUSTOMERS

Your Rights Under California Insurance Law

California Insurance Customer Rights

Know your rights when repairing your vehicle after an accident

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Insurers may NOT misrepresent coverage, delay payment without justification, fail to investigate properly, or refuse a fair settlement when liability is reasonably clear.

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You have the legal right to choose your repair facility. Insurers may not pressure, intimidate, mislead, or steer you to a specific shop.

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TIMELY COMMUNICATION — 10 CCR §§ 2695.5 & 2695.7

Insurers must respond promptly, conduct a fair investigation, and keep you informed before denying, delaying, or limiting any part of your claim.

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Any denial, delay, or limitation must be in writing and clearly explain the policy language and facts relied upon.

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Your vehicle must be restored to its pre-loss safety, function, fit, finish, and appearance. Cost-driven repairs are not allowed.

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Exterior lighting components (headlights, tail lamps, DRLs, reflectors) are federally regulated safety devices. Insurers may

NOT require non-compliant aftermarket or remanufactured lighting.

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Insurance companies CANNOT require out-of-pocket payment for covered repairs needed to restore your vehicle.

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File a Complaint with the California Department of Insurance Consumer Hotline:

1-800-927-4357 • www.insurance.ca.gov

These laws protect your right to safe, proper, and fairly paid collision repairs. Crown Auto Body follows all federal and California repair regulations.

Insurance Companies We Work With

                • State Farm • Farmers • Allstate • Progressive • AAA/CSAA • Liberty Mutual • Travelers • Mercury • Nationwide • USAA • Kemper • Tesla Insurance • MAPFRE and many more

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